Terms & Conditions
Effective Date: October 14, 2025

Welcome to Padmam Group of Institutions. These Terms & Conditions (“Terms”) govern your access to and use of Padmam Group of Institutions’ website, services, courses, products, applications, and other offerings provided at https://padmaminstitutions.com (collectively, the “Service”) by Padmam Group of Institutions (the “Institution”, “we”, “us”, or “our”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.


1. Definitions

User/You: Any person or entity who accesses or uses the Service.
Content: All text, images, audio, video, academic materials, courses, assignments, quizzes, downloads, and other material available through the Service.
User Content: Content submitted, posted, or uploaded by Users (including comments, profiles, submissions, and reviews).
Account: The registration profile created by a User to access certain parts of the Service.


2. Eligibility

You must be at least 13 years old to use the Service. If you are under 18 or the age of majority in your jurisdiction, you may use the Service only with the involvement of a parent or guardian who accepts these Terms on your behalf. By registering, you confirm that you meet these eligibility requirements.


3. Accounts, Registration & Security

To access specific features, you may need to register and create an Account. You agree to provide accurate, current, and complete information during registration and to keep it updated.
You are responsible for maintaining the confidentiality of your credentials and for all activities under your Account. Notify us immediately at contact@padmaminstitutions.com if you suspect unauthorized access.
We reserve the right to suspend, terminate, or refuse Accounts or remove Content that violates these Terms.


4. Use of the Service

The Service is intended for educational, institutional, and non-commercial use unless a separate written agreement is made.
You agree not to:
(a) copy, reproduce, or distribute institutional Content except as permitted;
(b) use the Service to infringe others’ rights;
(c) interfere with system security or attempt unauthorized access;
(d) use automated scripts, bots, or scrapers; or
(e) disrupt or harm the experience of other users.


5. Payments, Subscriptions & Refunds

Certain parts of the Service (such as certification programs, premium courses, or events) may require payment. All fees are displayed on the Service and payable in the specified currency.
By providing payment information, you authorize us and our payment partners to charge the applicable fees.
Refunds and cancellations follow our Refund Policy (linked in the website footer). Unless stated otherwise, payments are non-refundable. Cancellations prevent renewal but do not necessarily provide partial refunds.


6. Intellectual Property

All materials, course content, and design elements on the Service—including text, graphics, logos, audio, video, and code—are the property of Padmam Group of Institutions or its licensors and protected under copyright and other applicable laws.
You are granted a limited, non-exclusive, non-transferable license to access and view Content for personal educational purposes only.
You may not copy, distribute, create derivative works, or commercially exploit the Content without written consent.


7. User Content & Licenses

By submitting User Content, you grant Padmam Group of Institutions a worldwide, royalty-free, transferable, sublicensable, non-exclusive license to use, display, reproduce, and distribute such Content for academic and promotional purposes related to the Service.
You are responsible for ensuring you have rights to the Content you upload. We may monitor or remove any Content that violates these Terms or applicable law.


8. Community Standards & Prohibited Content

You must not upload or share content that:
(a) is illegal, defamatory, obscene, or promotes hate or violence;
(b) infringes intellectual property;
(c) involves harassment or discrimination;
(d) spreads false or misleading information; or
(e) violates privacy or confidentiality.

We reserve the right to suspend or terminate accounts of repeat violators.


9. Third-Party Services & Links

Our Service may include links to third-party websites or tools not owned or controlled by us. We are not responsible for their content, privacy policies, or terms of use. Links are for user convenience only and do not imply endorsement.


10. Disclaimers

The Service and its Content are provided “as is” and “as available”, without any warranties, express or implied.
To the maximum extent permitted by law, Padmam Group of Institutions disclaims all warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee uninterrupted or error-free operation of the Service.


11. Limitation of Liability

To the fullest extent permitted by law, Padmam Group of Institutions and its affiliates will not be liable for any indirect, incidental, or consequential damages, including loss of data or profits.
Our total liability will not exceed the amount paid by you for the Service in the preceding 12 months, or INR 1,000 if no payment was made.


12. Indemnification

You agree to indemnify and hold harmless Padmam Group of Institutions, its management, employees, and partners from any claims, losses, or damages arising from your use of the Service, your User Content, or your violation of these Terms or applicable law.


13. Termination & Suspension

We may suspend or terminate access to the Service at any time, with or without notice, for violations of these Terms or conduct deemed harmful.
Upon termination, your access rights end immediately. We may delete or retain your Account and related data as permitted by law.


14. Modifications to the Service & Terms

We may update or modify the Service or these Terms at any time. If changes are material, we will notify users through email or notice on the website. Continued use of the Service constitutes acceptance of the revised Terms.


15. Privacy

Your use of the Service is governed by our Privacy Policy, which explains how your personal information is collected, used, and shared. By using the Service, you consent to the terms described in the Privacy Policy.


16. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of India, without regard to conflict-of-law principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts located in Hyderabad, Telangana, India.


17. Notices

We may send notices via email to your registered address or display them on the website.


18. Severability

If any part of these Terms is held invalid or unenforceable, the remaining provisions shall continue in effect.


19. Entire Agreement

These Terms, along with our Privacy Policy and other referenced documents, form the entire agreement between you and Padmam Group of Institutions regarding your use of the Service.


20. Contact Us

If you have questions or concerns about these Terms, please contact us:

Padmam Group of Institutions
📧 Email: contact@padmaminstitutions.com
🌐 Website: https://padmaminstitutions.com

Last updated: October 14, 2025


Note: This is a general Terms & Conditions document tailored for Padmam Group of Institutions. It is recommended to have a qualified legal professional review and finalize it to ensure compliance with applicable laws and institutional policies.